Posts Tagged ‘things that aren’t common sense but should be’

The insanity of attempting to use your #fsa and #insurance plans. #mangledcare

May 13, 2013

The flexible spending accounts (FSA) are one of the more under utilized benefits by many of my co-workers.  The net is that you can legally allocated up to $2500 (as a single person) designated from pre-tax dollars to pay for prescription medications, physical therapy, medical co-pays, etc.  Usually (keyword) it works like a charm; you go to the pharmacy to pay with the debit card and it’s done.

Until one day, you receive in the mail letter stating that they company managing the FSA system (in my case PayFlex) sends you a letter stating they need “an itemized receipt for the treatment received”.  It’s a Dante worthy ring of hell adventure just this side of having to be the unfortunate soul to cuts Donald Trump’s hair. Really.

Being a proper Gen Xer, I first tried to solve this issue on-line.  Being a total type A, save documentation you probably don’t need person, I pulled out the “Welcome to PayFlex” guide.  Any reasonable, logical, sane person would have waited until Monday to handle this over the phone.  After spending a few hours playing with the web site, I gave up and called.

I swear on Jackson’s life that the reason why costs care are what they are is because of the sheer ineptitude of the industry to become seamless.  It would save them money (increase profits), probably decrease secondary illnesses related to things like increased stress from dealing WITH insurance companies.  The reality is that none of these the issues I’m have their roots in the currently being enacted Health Care Reform Act/Obamacare.  My hope is that the new act will only LESSEN the frustrations.  I don’t have hope because the system is so entrenched.

So back to the attempt to use my FSA account. . . .

I mailed back the detailed receipt as requested.

They denied the claim.

I called.  Why was this denied? You didn’t use our form.  Uh, great but it doesn’t say to send a claim.  I read her the letter (really) and it didn’t mention a claim form.  A few transfers letter, they’ve agreed to re-review bill without the form since, you know, they don’t require it.

Back and forth, they ask if they can fax me something (no, I don’t have a fax number).  They are stunned.  I’m stunned.  I ask them to send me the form in the mail (true story: my printer broke and since I can use the printer at work? Why bother: most of my life is paperless) since I don’t have a printer.

Back on hold; they aren’t sure if they can mail me the form since it’s on-line.

More conversation, she keeps suggesting to me to use the online feature(s).  I wholly agree but I point out to her that since I am using my iPad, there is an encryption mismatch.  I agree to use my notebook to register for the services.  Turns out, my employee ID number wasn’t long enough: I needed 2 leading zeros. Turns out the zip code that I’m supposed to use is not mine but my employers (not in the information).  Log in.

Very first line? “New mobile applications for iPhones, iPads, Andriod and Blackberry.”

Somebody just send me Bully Boy Vodka.

 

And we are stunned by #Abercrombie & Fitch #feminism

May 9, 2013

I’ve seen variations of the following article discussing the idiocy of Abercrombie & Fitch in various versions all of over social media. This is the latest one to hit my Facebook feed.

Here is the deal: this isn’t like the CEO of Macy*s saying such a stupid remark.  A&F has a long, long, long history of questionable business ideas.  Deciding to boycott A&F now ranks up there with the idea of “Hey, I wonder if we can land a person on the moon?”.  Abercrombie & Fitch has long been worthy of a boycott, banishment and a simple refusal by sane people to not purchase their clothing.  Here are some of the highlights:

 

1) Employees are refered to as ‘models’.  Yup, you read that right, models.  I’m not going to go on an anti-model rant but in the context in of the 21st century model is just this side of “allowing for objectification” and “we won’t hire ugly people.”

2) In 2005, the company was subject to a federal consent decree due to a hiring and promotion practices.  A consent decree essentially means that the federal government has found their violations of federal laws has been so egregious that a third-party is required to monitor such activity.  I work in a heavily regulated federal industry, it’s extremely hard to wind up with a consent decree when matters of health, medicine and transportation are involved.  It’s damn near impossible when clothes are concerned.

3) A&F has a history of discriminatory practices against Muslims and people with disabilities.

4) Countless ads that objectify and/or sexualize children, ads that are xenophobic, employment practices that are far out of line cultural norms.

Look, this is a company that has united feminist groups, Bob Jones University, liberal religious traditions and several unions.  Yes, they did donate $10 million dollars an emergency department at a children’s hospital.  But the larger question is this: this is a company that at every turn manages to purposefully offend every non-white, thin, attractive member of the population.  Ten million dollars probably doesn’t even begin to cover the damages they have done.

The bigger question is this: Why the hell have people been shopping them for so long?

Angry Lesbian Rant Year After Amendment One #lgbt

May 8, 2013

FB this morning is that it’s been a year since NC declared I’m not an equal person. Most days, I shrug states rights. Ok, no days do I think that. But the year anniversary the day after Delaware made me completely disheartened.

You know, I’m sick of defending the South and Southwest where a chunk of my family and friends live. I pretty much think your states all suck. How you can look me squarely in the eye and say you don’t think I deserve the same rights as every other citizen is beyond me. This isn’t about marriage in the religious sense but about marriage in the legal citizenship sense. Don’t flatter yourself: a gay guy or a lesbian woman isn’t looking at you or your spouse plotting how to break up your marriage so we can ‘convert’ you. Really. And if you are worried about that? Find a therapist. Homophobia is curable.

If you can say you feel my right to marry a woman is “immoral” ok. Chances are you’ve done things in that Bible you want to shove in my face I could probably find a list of ‘immoral acts’ you’ve committed: starting with the shellfish argument, the clothes you wear, the fact you are ‘casting a stone’ created completely in your own mind(s). While I’m at it, while you are shoving your morals on my rights, do you even bother to attend church let alone tithe? Or do you stand on the judgement of others because you think it is your God-given heterosexual right?

Here is the piece which you probably won’t read. Gay people probably aren’t going to run a church that they know is gay unfriendly asking to be married. If you attend church, you probably know that the minister of a church usually retains the right to perform the ceremony. Marriage is both a civil and religious ceremony. I could give a rats ass about your church polity. My church polity allows for marriage, unions, blessings of same-sex couples. My state grants the same rights (it’s the part where the minister says “by the power vested in me from the state of xxxx”). You can keep your interpretation of God. I demand my civil rights: as a tax payer, as a citizen, and as a human. Until then, I think 39 states suck.

From the land of Bankart repair with love. #notreally

May 7, 2013

Truth: I hate physical therapy. I’m probably going to hear from everybody I’ve ever known who is related to, married to, thought about becoming a PT. I like my PT. He’s quirky. I’m quirky. It’s a good fit. He makes his own beer and apparently made some huge tap/kegging system in the basement of his house.

PT is the test of patience. I’m not patient. I’m beyond not patient. I’m like I had surgery 3 weeks ago and why can’t my shoulder be normal now not patient. (Never mind it took a solid 90 minutes for the surgeon to clean OUT the debris before he could repair the labral tear). I’m frustrated and bored.

There is a downside for taking those mid-day appointments. I’m surrounded by the Real Housewives Of crowd and people old(er) than my grandmother. I was laying there letting my pt stretch my shoulder in the limits and one of his other patients came in and was waiting with her ankle encased in a heat pack. I wasn’t talking and trying to remember that key idea of exhaling on the stretch and he asked her how she was because I sure as hell wasn’t in the mood to talk.

PT: How was it last week after you left.
ROP (random old person): Well, I had a touch of food poisoning from something. And then, let me think, on Friday I had a root canal. Oh, and yesterday was the worst I
PT: (obvious this was not the right answer). Uh, xxxx, when I say how was it after last week, I’m talking just about your ankle.
ROP: Oh, my ankle? It’s fine. I just am having issues with (something even I won’t put on a blog).

Ok, I *get* that when you drop a few anchors in to the labrum, the not so patient patient has to wait for the anchor to secure to the bone. I get that I’m wildly lucky that the swelling has decreased a ton and there is more and more passive range. I’m somewhat twisted in that I’m happy that I get to line up an excercise ball that has Dora’s face on it and give her a few black eyes. I’d prefer Barney but apparently those kept disappearing.

I have no patience. I leave my 2x pt sessions frustrated because although the guy next to me who is 16 weeks out his Bankart repair was telling me the progress ramp and I can ‘see’ I’m on target (which for shoulders is the key . . . there isn’t an acceleration curve) and he’s there one day a week the same time as me. I get the creaking is normal. It doesn’t hurt it’s just sort of unnerving.

The little steps of using the arm bike with my left arm (holding on only with my right arm) is progress. I’m on a short(er than normal in PT) fuse. I wanted to rip the cell phone out of the hands of a scantily clad ring heavy enough to break a finger trophy wife of the metro-west. I get you are busy and have to take child to-from some random event. But I don’t need to hear about it. Text. Or better yet: that sign that says “do not use cell phones in treatment areas” follow it. (Her PT corralled her drama).

As much as I enjoyed the conversation with the guy who had a similar surgery, he’s facing two more months of PT. I wanted to cry. That’s my life right now. PT, ice, walking around the neighborhood if the shoulder is ok enough, icing. I don’t think I realized how much my non-dominant shoulder is involved in so much of what I do on a daily basis.

And I keep telling myself: Bankart’s are 6 months to return to pre-surgery. One month (almost) down; 5 to go.

The Act Bearing Witness: The Campaign for Southern Equality

January 13, 2013

I’m lucky: I live in a state that grants equal rights to all citizens. You know, that little tiny one that has a host of legal benefits called “marriage”. There is an organization that is working in the south try change the laws so that all citizens have the right to marry the person they love. The Campaign for Southern Equality is working to raise awareness, change the laws and bring equality to citizens in one of the most hostile regions of the country.

I’ve said it a thousand times and I’ll say it a thousand more: I don’t care what your religious doctrine says about gay marriage. I truly don’t. My religion, church and congregation affirm marriage of all couples (and was one of the first in the nation to do so). It’s welcoming in the definition of the world welcoming: not the hip/trendy we are for gay rights that seems to permeate many congregations. I really, really, really don’t care what your interpretation of God is when it comes to my rights (but, unless you are willing to live by the entire literal teaching of The Bible, I’m also not interested in a discussion with you on the subject.

About this time every year, I become angry as I’m reminded I’m not a full citizen in the eyes of my government. I find it odd since apparently I qualify as a “Daughter of the American Revolution” (yeah, something about leaving Massachusetts for Ohio in the 18th century) and have some indigenous heritage as well (talk about not having the energy for apologist history). Every year when I complete my Massachusetts return, I’m reminded how in the eyes of the federal government, I don’t have the same rights. I don’t have the right to survivor benefits (Sally Ride’s wife doesn’t; Neil Armstrong’s wife does), I am not automatically given the right to make medical decisions for my spouse, don’t even go there with what can happen to inheritance issues in states that don’t recognize marital equality.

I’ll never understand how anybody can think my (non-existent) marriage can be a detriment to their marriages. This is civil rights: this is the equality of all citizens.

Tomorrow, two friends of mine will apply to have their legally obtained marriage license registered in the state of their current residence. It will be denied. They know it will. It won’t make it hurt less. It doesn’t make it less wrong. All it means is that in the 21st century, two people who I’m honored to call friends will be denied the rights that straight people take for granted. They both hold advanced degrees; they both work for justice. One likes basketball, one likes the Oscar Ceremonies the point of obsession. They are both normal women who love each other. And tomorrow, in the land of the ‘free’, they will be told and all of us who love them will be reminded of how they are oppressed by the state they live in and by the federal government. Yes, we’ve come a long way in under a decade, but we have so further to go. And until then, people like my friends will be told to their faces “their kind” (my kind) isn’t welcome in our country. And that is nothing short of shameful.

The Early Winter Darkness

December 23, 2012

Like most of us, I’ve been stumbling around the past 9 or so days trying to figure out what went so horrifically wrong in Newtown on the 14th.  Of course there are not real answers, only ideas and some incredibly stupid suggestions (see the NRA). We talk about ”a culture of violence” and other such random excuses (let’s face it, most of the world sees the same movies, plays the same video games and yet there isn’t a daily news story on a mass shooting).

Layered on top of the tragic chaos of Newtown, was the absolute insanity of the Mayan prophecy.  I received a text yesterday from my middle nephew “bummed the world didn’t end.” I laughed.  That guilty laugh that I remember from right after 9/11.   And a fleeting idea: maybe the Mayans were right.  My idealistic side hopes that maybe, just maybe we’ve reached the end of the finger pointing, blame games. The senseless acts of violence.  The culture of “it’s not my fault”. The community of self.

I thought about those in and around Newtown who are trying to find words when there are no words.  There are no answers.  I sat and thought for a moment, we created this.  We created this chaos. 

I’m not going to debate the merits of who should have a gun and who shouldn’t.  I don’t know why one person who was haunted by what must have been horrific demons killed 27 people before killing himself.  But as I sit in the darkness of the early winter, as we start to celebrate the coming of the light, I can’t help but think maybe it’s time to hope the Mayan’s were right.  That the world did end and we seized the moment to create a new one.

Maybe it’s because I’m getting older.  Or maybe because I’ve spoken to my 6-7 year old nephew and nieces, but I found myself thinking, the true tragedy of Newtown would be to let it become like Columbine, Northern Illinois University, Virginia Tech, Puducah, Aurora, Portland and simply a news cycle.  The lives have been lost.  The dreams have been shattered.

It’s time for us to build a new world: one where six year olds doesn’t calmly explain to his aunt the emergency plan for each location of his school for fire, tornado and lock down.  It’s our time to lead.  We finally have to say enough is enough.

I don’t have the answers.  I’m not even sure I know all the questions.  I know I’m exhausted of news that simply brings more heartache.

 

The Piecaken Adventure. . . Part I

November 11, 2012

I have no clue how many parts will be in this story.  Think of it as some free form epic poem.  I’m on a quest to make a piecaken for a post-thanksgiving potluck.  A few minor details:

1) I don’t bake.  Cook yes, bake no.

2) I have a torn rotator cuff on my non-dominant hand (that is for sympathy).

3) I don’t like pre-made mixes.  I mean, if you are going to make a piecaken, seriously? Mrs. Smith meets Betty Crocker?

4) I’m not wild about apples or spice cakes which hinders flavor profiles.

5) There seems to be a lack of information on how to make a piecaken compared to what not to do and how it is a bad idea to make a piecaken because how it points towards American excess.

Lucky for me, I have to make 2 pies for work this week for a going away party (I figure it’s a good way to test textures).  Right now, I’m searching for good cake receipes.  And really? Why is it the only information I can find on the piecaken how to is from people who use cake mixes?

 

$250,000 part of the “elite”: Think again, It’s really about the ZIP code.

September 16, 2012

In fairness, both candidates have made comments regarding no cuts for households earning less than either $200,000 or $250,000 (depending on candidate) in the recent tax plan.  I’ve seen a host of comments regarding that particular line in the sand.  And then I started to wonder. I randomly picked 2 professions: A RN (with a BSN) and an accountant to make up the 2 income household.  According to the March 27, 2012 data release from the Bureau of Labor Statistics, the mean accountant salary in the U.S. runs $70,130 per year.  The median annual base salary for a registered nurse in the United States is at $65,918.  This household would have a base salary for of $136,048.  Both are professional jobs that require at least a 4 year college degree.  Here are some city by city comparisons:

I used Des Moines, IA as the point of comparison: it’s fairly economically stable, Midwestern city.

To maintain the same standard of living that $136,048 would create in Des Moines, the mythical couple would need to make:

$180,527: Phoenix, AZ

$214,251:  Los Angeles, CA

$217,407:  Oakland, CA (live), SF (work)

$130,345: Birmingham, AL

$175,124:  Anchorage, AK

$161,690: Denver, CO

$237,850: Washington, DC

$142,879: Jacksonville, FL

$131,401: Columbus, GA

$175,770:  Chicago, IL

$129,273: Indianapolis, IN

$132,985: Kansas City, KS

$139,669: New Orleans, LA

$162,577: Minneapolis/St. Paul

$177,962: Baltimore, MD

$213,582: Boston, MA

$187,325: Hartford, CT

$132,839: Omaha, NE

$146,206: Albuquerque, NM

$273,400: New York, NY (all boroughs)

$134,666: Tulsa, OK

$145,961: Pittsburgh, PA

$140,326: Roanoke, VA

$254,583: Honolulu, HI

There is a real danger of a line in the sand approach to tax based on income without matrices to the cost of living factor by zip code.  Randomly picking 2 “average” jobs for a family and plugging them into the salary.com conversion shows a wide array of what the income needed to maintain the same standard of living based on region for the same job.  We can’t find relief for the vanishing middle class buy an arbitrary line.  Part of the alleged tax reform has to include an actualization of real income by region.

The Silence Requested by Andover Newton and What It Says About Theological Education and Failing Academic Institutions.

September 13, 2012

I am not going to pretend to be unbiased regarding this situation.  I have stated my disgust in more private forms of social media for about a year.  Much of the facts are shrouded in the silence that comes with a cover-up, a disgrace and most of all an attempt to preserve a reputation of what was national and is now mostly regional mid-tier academic institution.

 What I know is that last fall; Dr. Mark S. Burrows was dismissed from Andover-Newton Theological School.  In a letter dated on 10/21/2011 from school president, Rev. Nick Carter, it was stated that Dr. Burrows was dismissed for “due to unprofessional, unethical and immoral behavior involving failure to maintain professional boundaries with students.”  As an alumna, I did not receive the letter sent to the Andover Newton Community and “close friends”; I received several copies via e-mail from alumni/alumnae.

 At the close of the letter, Rev. Carter asks that “you appreciate the sensitivity of this and limit what you say to others.”

 Here is the response I should have sent last year:

Go to hell.  Rev. Carter is asking for silence to save the reputation of the professor involved and the institution that employed him for many years.  Rev. Carter, instead of using this as an opportunity to say that the reasons for Dr. Burrows’ termination were wholly unacceptable in a public manner (asking community for silence is something that has been vilified by criticizers of Penn State, the Roman Catholic Church and other organizations that have dealt with “immoral behavior” issues.)  At the time, or shortly before, Dr. Burrows was Rev. Dr. Burrows.  He is no longer an ordained minister according to his personal web site.  He has accepted another teaching position in Germany to begin in 2013 (his wife is German).  Does this institution know of the reasons behind Dr. Burrows’ dismissal? Or has the wider community of Andover-Newton (this author included) conspired in duplicitous behavior to save an institution?

 ANTS is just as much as an institution as Penn State Football.  Is there a difference between “immoral behavior” between adults and children: perhaps.  The underlying tenant is the same: a person in power (real or perceived) demanded something causing harm to another.  The difference is in the legal aspect: ANTS did not break a law, some at PSU did.

 Rev. Carter and ANTS did not use this as an opportunity to have open and real discussions on the abuse of power, the damage to the reputation this can cause.  Instead, they swept the matter under the rug.  Any institution that has faced a situation (a family, an organization, a football program or a university) often gives the first response of “I had no idea”.  This is not an act solely out of ignorance: but lack of awareness, lack of a safe environment for discussions without fear of retribution and the inherent power dynamic that tends to present itself in all structures.

 Instead of saying “what can we learn, how can we educate ourselves as supposed moral/ethical/religious leaders”, the president of the nation’s oldest theological school, Rev. Nick Carter, requested silence.

 The time for silence surrounding the abuse of power is long gone.  If an organization wants to be a leader, wants to mold leaders, wants to demonstrate how to answer the hard questions, then speaking up is the action: not a plea for silence.

 I know I will offend people with this: I don’t care.  Read that again: I don’t care.  I am embarrassed by my actions of a year ago: I should have spoken up then.  I am embarrassed to hold a degree from this institution that publically touts itself as liberal and forward thinking, but in one of its darkest hours returned to the traditional response of get the offender out the door and ask for silence to preserve the institution.

73 days until the Presidential Election: Oreo Cookies.

August 25, 2012

Ok, I was going to start on Day 74 but that would have involved a tirade on trying to find lavender that can be used in cooking in Boston which would have become a long rant on various annoying things people do at grocery stores which is the exact OPPOSITE of what I’m trying to do.

So, expect 73 blogs (give or take) of things that are good about these 50 states, various territories, outposts and things that we have accomplished. Some will be silly, some serious and some historical. All will be written with my inherent bias of a white, lesbian native Midwesterner with a mild disability living in the Boston area.

But today, I choose to uplift the Oreo cookie. Why? It’s simply the best selling cookie in the US. It is proof that one can eat vegan and have a horrific diet. The Oreo, in its simplicity, can spar hours of debate on the proper way to eat an Oreo. I admit doing some light (read Wiki) research. Remember how people (read probably a parent or grandmother) used to try to pass off Hydrox as Oreos? Oreos were invented by Nabisco to compete with Hydrox. Who says copies can’t be an improvement.

Yes, I try to eat as much non-GMO, 100% locally grown food as possible. But let’s face it: there are days that demand Oreos. And water. Never milk. And keep in mind that there is a reason that in October, especially around the 3rd Saturday, orange colored but not flavored filling comes out in the Oreos. We all know who the Oreo gods side with during that game. You never see a crimson colored Oreo. That would, of course, be blasphemy.


Follow

Get every new post delivered to your Inbox.

Join 142 other followers